You are an Australian resident and have recently graduated from University with distinction; secured a good job and now you wish to purchase your first residential property. Your salary is $75,000 gross per annum (after superannuation) and, from working part-time whilst at Uni and living at home, you have saved $80,000 for a deposit. You havent yet decided whether to buy a home to live in or an investment property. Youve run your numbers through an online home loan calculator and think you can afford a property around $580,000.

1)Contains a simple discounted cashflow analysing your investment over the proposed holding period