You are BA for an organization XYZ who have products for BPM (Business Process Management) and Document Management System to enable business process improvement for customer AER Bank. AER Bank wants to automate their loan origination process.

Create a BRD for the same

Basic flow with stakeholders role at each step

S. No	Stakeholder	Work items	Description
1	Branch Officer	Customer onboarding	Customer visits branch and ask for loan and fills application for required product, amount, tenure
2	Branch manager	Proposal maker	Credit Checks and application check
3	Credit recommender	Underwriting	See customer financial details and ability to pay loan based on credit score, salary and asset/liabilities.
4	Credit approver	Approval, Pricing	Approves loan, amount, interest rate
5	Loan processing officer	Sanction	Sanction loan and sanction letter, ask customer to sign document
6	Loan processing officer	Documentation	ask customer to sign document digitally and upload all required documents as per the required loan
7	Disbursement Officer	Disbursement	Final Loan disbursed to customers account or in form of cheque
Optional	Field Investigation, Valuation, Legal etc.		As per type of loan or requirement of bank

Instructions:

• You are expected to read about loan origination process on internet to write better BRD document.
• Completion of each section is necessary to get full marks.
• At least 9 user stories in As a USER, I want... so that . Format is required
• User stories should be SMART
• Writing user stories along with acceptance criterion and priority is mandatory