You are bullish on Telecom stock. The current market price is $75 per share, and you have $7,500 of your own to invest. You borrow an additional $7,500 from your broker at an interest rate of 6% per year and invest $15,000 in the stock. What will your rate of return be if the price of Telecom stock goes up by 10% during the year? 4% 12% 14% 20%