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You are choosing between two insurance plans. The first plan promises $ 2 0 , 0 0 0 a year forever starting immediately and the

You are choosing between two insurance plans.
The first plan promises $20,000 a year forever starting immediately and the second plan promises $X a year forever starting from the end of next year (time period 2).
You are indifferent between the two plans. The interest rate is 20%. Find $X.
Round your answer to the nearest dollar.

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