You are comparing two annuities which offer annual payments for ten years. Both annuities are identical with the exception of the payment dates. Annuity A pays on the first day of each year (i.e., the first payment will occur today) while annuity B pays on the last day of each year (i.e., the first payment will occur a year from today). Which one of the following statements is correct concerning these two annuities? Multiple Choice Both annuities are of equal value today. Annuity B is an annuity due. Annuity A has a higher future value than annuity B. Both annuities are of equal value today. Annuity B is an annuity due. Annuity A has a higher future value than annuity B. Annuity B has a higher present value than annuity A. Both annuities have the same future value as of ten years from today