You are comparing two investment options. Option A pays three annual payments starting with $2,000 the first year followed by two annual payments of $5,000 each. Option B pays three annual payments of $4,000 each. Assume an annual discount rate of 5 percent. Which one of the following statements is correct given these two investment options? A. Option A is an annuity. B. Option B has a higher present value at time zero than does option A. C. Both options are of equal value given that they both provide $12,000 of income. D. Option A has the higher future value at the end of year three.