You are considering an investment in a ritual fund with a 4" front-end road and an expense ratio of 11% You can invest instead in a bank CD puying 0% interest if you plan to invest for two years, what annual rate of return must the fund portfolio earn for you to be better off in the fund than in the CD? Assume annual compounding of returns (Do not round intermediate calculations. Enter your answer as a decimal rounded to four decimal places Annual me of return Question 12 5 pts You are comidering an investment in a mutuat tund with a 45 front-end load and an expense ratio of 11% You can wat in a bank CO paying ontoret if you plan to invest for six years, what animal rate of retum must the fund portfolio eam for you to be better oft in the fund than in the CD Asume annual compounding of returns (Do not round Intermediate caloulations. Enter your answer as a decimal rounded to four decimal places) Annual rate of our