You are considering an investment opportunity with the following costs and benefits. The applicable interest rate for this investment opportunity is 12% (effective annual rate). Calculate the NPV of this investment opportunity. Round your answer to two decimals (do not include the $-sign in your answer).

Year	0	1	2	3	4	5	6
Costs	$ (10,000)	$ (5,000)	$ (1,000)	$ (1,000)	$ (1,000)	$ (1,000)	$ (1,000)
Benefits	$ -	$ -	$ 5,000	$ 7,500	$ 7,500	$ 5,000	$ 1,000