You are considering buying a bond. The bond has a current price of $935, a coupon rate of 8% paid semiannually, a par value of 1,000, and a maturity of 20 years. You plan to hold the bond for only 5 years, that is, to sell the bond at the end of year 5. You expect the interest rate for the bond at the time of sale to be 9%. What is your expected rate of return from this investment?