You are considering buying a new car. The sticker price is $$20,999\mathrm{.}00$ and you have $$1,082\mathrm{.}00$ to put toward a down payment. If you can negotiate a nominal annual interest rate of $4\mathrm{.}2$ percent and you wish to pay for the car over a $5-$year period, what are your monthly car payments?

$$398\mathrm{.}60$

$$278\mathrm{.}60$

$$368\mathrm{.}60$

$$308\mathrm{.}60$

$$338\mathrm{.}60$