You are considering Domino's Thermal Products' request for a loan to finance accounts receivable increases during its peak sales periods. Domino has been in business for over $10$ years, with stable sales of about $$2$ million during each of the last $3$ years. Its peak period is during the winter months.The company plans to repay the loan over a $5-$year period.Which one of the following is the best response to whether this request is reasonable and consistent with the borrower's need?

a$.$ No$.$ Although the purpose of the loan is reasonable, the company should be able to repay the loan from collection of receivables afterthe peak sales period in the winter.

b$.$ No$,$ the request is not reasonable. If sales are flat, Domino should have no need for accounts receivable financing.

c$.$ Yes, the loan seems reasonable, although a term of $2$ to $3$ years would be more desirable.

d$.$ Yes. It appears reasonable that the company would need such financing, and it may need $5$ years to repay the loan in order to conserveoperating cash.