You are considering going to graduate school for a one-year masters program. You have done some research and believe that the masters degree will add $5,000 per year to your salary for the next 10 years of your working life, starting at the end of this year. From then on, after the next 10 years, it makes no difference. Completing the masters program will cost you $20,000, which you would have to borrow at an interest rate of 6 percent.How would you decide if this investment in your education were financially profitable?