You are considering investing in a mutual fund with a 5% load and an annual expense ratio of 0.6%. You could also invest in a bank CD paying 6.5% per year. If you plan to invest for two years, what minimum annual rate of return must the fund earn to make you better off in the fund than in the CD As before, enter as a percentage value, and do not include punctuation. Thus "five and a quarter percent" would be entered as "5.25" and NOT as "0.0525" nor as "5.25%