You are considering investing in one of.5 several mutual funds. All the funds under consideration have various combinations of front-end and back-end loads and/or 12b-1 fees. The longer you plan on remaining in the fund you choose, the more likely you will prefer a fund with a rather than a everything else equal 2) (2 ) back-end load, front-end load O front-end load; 12b-1 fee 12b-1 fee; front-end load O 12b-1 fee; back-end load O