You are considering opening a car wash. The initial cost will be $206,893, and it will earn an EBIT of $37,944 per year for the next 25 years. At the end of that time, it can be sold for a salvage value of $31,657 (which counts as taxable income). The appropriate discount rate for a car wash if you pay cash for everything is 12.0%. You can borrow $118,147 to help cover the setup costs at 4.9%, making yearly interest payments, and repaying the principal at maturity. Your tax rate is 22%. What is the NPV of opening this car wash, using the APV method?