You are considering starting an air delivery business. Your will need to spend $81,000 today to purchase the airplane and other necessary equipment. You expect to generate cash flows (after expenses) of $20,000 per year for the first five years and then $11,000 per year for the next 5 years. At the end of 10 years, you think you can sell the business for about $106,000. If your required return is 9.4%, what is the NPV of this project?