You are considering the following two mutually exclusive projects. The crossover point is _____ and Project _____ should be accepted at a 12 percent discount rate. Year Project A Project B 0 $(67,000) $(67,000) 1 $18,000 $37,000 2 $33,000 $28,000 3 $37,000 $18,000 11.38 percent; A 11.38 percent; B 11.07 percent; B 14.02 percent; A 14.02 percent; B