You are considering two investment options. In option A, you have to invest exist4500 now and exist1000 three years from now. In option B, you have to invest exist3500 now, exist1000 a year from now, and exist1000 three years from now. In both options, you will receive four annual payments of exist2000 each (you will get the first exist2000 payment a year from now). Which of these two options would you choose based on the present worth criterion? Assume the interest rate is 10%