You are considering-an investment opportunity that requires an initial investment of $18,000 and is expected to provide an annual cash flows of $1.450 for the first three years, then an annual cash flow of $1.620 tor the rext four years, then a funn cish flow of $14,000 one year later. If your required rate of return is 4%, what is the net present walue of this opportunity? Enter your answer rounded to the nearest penny but do not include any punctuation