You are evaluating two options for purchase of equipment. The first option is to purchase the item outright for $$15,000.$ The second option is to put $$5,000$ down and pay the remaining off over the next $5$ years at $18\%$ per year. This sum of annual money will be $$3,198.$ How much extra would option two cost?

a$.$ $$2,000$

b$.$ $$6,000$

c$.$ $$5,000$

d$.$ $$5,990$