You are evaluating two projects with the following cash flows: Year 0 1 2 3 4 Project x -$ 540,600 219,700 229,600 236,800 196,500 Project Y -$ 511,000 209,400 219, 200 227,100 187,900 What is the crossover rate for these two projects? Multiple Choice O o 12.42% O 23.29% 13.67% a o .60% O 23.89%