You are given the choice of investing $3000.00 at an annual rate of 4%, compounded either annually or monthly. Let Y4 represent the investment compounded annually, and let Y2 represent the investment compounded monthly. Graph both Y1 and Y2 and observe the slight difference in each curve. Then use a table to compare the graphs numerically. What is the difference between the returns on each investment after 1 year, 2 years, 5 years, 10 years, 20 years, 30 years, and 40 years? Determine the difference in returns of the two investments. t years 1 2 5 10 20 30 40 Difference $ $ $ (Round the final answers to two decimal places as needed. Round all intermediate values to six decimal places as needed.)