You are given the following balance sheet information about Bank of the Coyote. Use it to answer the questions.

Assets			Liabilities
Reserves at the Fed	$1.2 million		Checkable Deposits	$6 million
Vault Cash	$0.3 million		Saving Deposits	$9 million
Loans	$15 million		Time Deposits	$4 million
Securities	$9 million		Federal Funds loans	$2.5 million
Federal Funds loans	$0 million		Bank Capital	$4 million

a. Calculate Bank of the Coyote's leverage ratio.

b. Suppose the Bank of the Coyote earned $0.8 million in after-tax profits. Calculate the ROA for Bank of the Coyote.

c. Calculate Bank of the Coyote's ROE.