You are given the opportunity to make an investment in a unique financial instrument. If you invest, you would receive cash flows over the next several years in the following manner (assume that the end of "Year 1" is one full year from today): Year 1: $10,000 Year 3: $18,000 Year 5: $20,000 You could personally invest this cash and receive a 11% annual return. What is the present value of this financial instrument? Please write your answer, without any dollar sign in fron, rounded to the nearest whole dollar