You are going to inherit 200,000 fifteen years from today. However, you need funds today. If the discount rate associated with that cash flow is 16% then what is the smallest amount that would you be willing to accept today in order to forgo the receipt of the cash in fifteen years?

A) 200,000.00

B) 152,000.00

C) 21,585.40

D) 18,608.11