You are going to invest in either a Traditional IRA or a Roth IRA for 30 years. You plan to invest $200 per month in either choice. The Traditional IRA is paying 8% APR compounded quarterly at the end of the month. The Roth IRA is paying 9% APR compounded daily at the beginning of the month. What is the difference in dollars between the two choices when you retire?

$6,419.9374

$77,039.2489

$77,130.4803

$6,427.5400