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You are helping your parents to decide which loan to accept. Bank A is offering a higher rate but no fee while Bank B will

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You are helping your parents to decide which loan to accept. Bank A is offering a higher rate but no fee while Bank B will charge a one-time $150 fee which is added to the loan amount. the loan period is 4 years and the principal amount is $5,000. Neither Choose Bank B Choose Bank A

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