You are interested in arranging financing to purchase a new car from Bloomington Cars, Inc. The car that you want has a sticker price of $42,000, an instant rebate of $3,500, a fair market value of $39,000, and a great sound system. The salesperson, while smoothing over his comb-over, taps his pinky ring on the hood of the car and tells you, "You picked the best car we have. I can also kick in a free Bloomington Cars coffee mug." Since you love the car, you hop up and down and say, "Sold! I'll take it." You sign a loan contract for 60 monthly payments based on a rate of 7.3% per year and drive home with your new car and coffee mug, listening to that great sound system. (Your market rate of return for the risks you pose for a car loan is 5.5%.) How much value did you destroy in pursuit of that great sound system and your free coffee mug (rounded to two places)? $499.86 $3,000.06 $1,197.03 $2,324.09 None of the above