You are interested in buying a new car with a cash price of 32,000 euros, and they have offered you three different forms of payment in installments.

Option A: Ten semi-annual payments of 3,900, the first of which is within 6 months.

Option B: A payment of 10,000 just at the time of purchasing the car and the rest (another 22,000) within a year and six months.

Option C: A payment now (t0) of 20,000, and another payment of 12,200 within 2 years.

-Assuming an interest rate of 10% determine which option to choose.