You are interested in purchasing a vehicle that is selling for $$30,000.$ You have $$6,000$ available,

and you would like to borrow the remaining amount from a bank. The bank loan involves equal

monthly payments, to be paid at the end of each month, over a four$-$year period at an interest rate of $5\mathrm{.}9\%$ per year compounded monthly. How much do you have to pay monthly?