You are interested in starting a gym membership and have narrowed your selection to two gyms. The first, Phoenix Fitness, charges a one-time membership fee of $99 and charges $35 per month. The second, Slim Gym, charges a one-time membership fee of $10 and charges $40 per month. a. Which gym is the more affordable choice if you are going to commit to a 1-year membership? b. Which gym is the more affordable choice if you are going to commit to a 2-year membership?