You are looking at an investment that looks promising. It will start paying annual CFs exactly 5 years from now. The first CF is expected to by $9,000 (nominal). These annual CFs will grow each year by 29% APR, compounded quarterly until 20 years from now. Starting in year 21, the annual CFs will begin shrinking by 4% APR, compounded quarterly, into perpetuity. If your investments are expected to earn a nominal 11% APR, compounded monthly, then how much is this investment worth today