You are looking at buying a car. The car costs $23,000 and you have $3,000 saved up for a down payment. You have been pre-approved by your credit union for a 3.00% auto loan for 3 years. The dealer is also offering you a choice between a 0% loan for 3 years or $1,500 cash back How much is your payment if you choose the credit union loan? (Note, you can use the loan calculator in the worksheets) O $669 O $556 $538 O $582 O $625 You are looking at buying a car. The car costs $23,000 and you have $3,000 saved up for a down payment. You have been pre-approved by your credit union for a 3.00% auto loan for 3 years. The dealer is also offering you a choice between a 0% loan for 3.years or $1,500 cash back. How much total effective interest do you pay if you choose the car dealer's loan? (Note, you can use the loan calculator in the worksheets)