You are looking at four possible interest rate structures. The rates are as follows:

1. effective annual rate of 12%

2. nominal annual rate of 12% compounded monthly

3. nominal annual rate of 8% compounded quarterly

4. Nominal annual rate of 10% compounded semi-annually

You want to put $1,000 into a fund for 2 years. Calculate the difference between the highest and lowest possible accumulated value of your deposit at the end of 2 years.