You are making a $27,000 investment and feel that a 14.5 percent rate of return is reasonable given the nature of the risks involved. You feel you will receive at least $7,000 in the first year, $28,000 in the second year, $38,000 in the third year, and potentially could see a cash outflow of $40,000 in the fourth year. What is the net present value of this investment given your expectations? Answer Tolerance: $125