You are making a deposit of $469 in your savings account today and also plan to deposit $1,302 into the account at the end of every month for the next 30 years at which time you intend to retire with $1,000,000 in the savings account. The savings account compounds interest monthly. What annual interest rate should the savings account earn in order to achieve your retirement goal? O 0.37% 4.55% 4.53% 4.51% 4.49% 2