You are making a rent versus buy decision. You can buy a house for $$1,800,000,$ alternatively, you can rent a similar quality house in that location for $$45,000$ per year. To purchase the house, you would finance it with an $80\%$ Loan$-$to$-$value ratio loan at an annual interest rate of $5\mathrm{.}35\%$ amortised over a $25-$year term with monthly repayments. The house would be held for $5$ years and the remaining loan balance repaid at the time of sale. House prices are expected to appreciate annually at a rate of $4\mathrm{.}50\%($assume $1$P$/$YR$)$ and rent will rise $3\mathrm{.}0\%$ every year. Maintenance and insurance on the house will initially be $$4,000$ per year and will increase annually at $5\mathrm{.}0\%,$ property rates will be $0\mathrm{.}5\%$ of the beginning of the year property value. At the time of sale, selling expenses are $3\mathrm{.}0\%$ of the value of the property. What return would you earn on the equity investment after $5$ years, if the house is purchased? Enter your answer without the percentage sign, rounded to two decimal places $($e$.$g$.15\mathrm{.}23\%$ is $15\mathrm{.}23).$