You are offered $2$ options for an increase in your finance

you are given $$4,000$ today to putinto an investment account at a $10\%$ interest rate and will be able to pull it with the return after$5$ vears.

or

You are given $5,000$ in $4$ years from now to put into an investment account at a $15\%$ interest rate and will have to pull it with the return after $1$ year.

Which one will you pick and why?