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You are offered a note that pays $1,000 in 15 months (or 456 days) for $850. You have $850 in a bank that pays a

You are offered a note that pays $1,000 in 15 months (or 456 days) for $850. You have $850 in a bank that pays a 6.76649% nominal rate, with 365 daily compounding, which is a daily rate of 0.018538% and an EAR of 7.0%. You plan to leave the money in the bank if you dont buy the note. The note is riskless. Should you buy it?

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