You are offered the choice between receiving $5,000 today or wait for 3 years to receive $5,706. Your required rate of return is 4.5%. What should you do?

		You should choose $5,000 today because it has a much greater value
		You should wait to receive $5,706 in 3 years because it has a much greater value
		You should be indifferent because the two amounts have approximately the same value
		None of the above is correct