You are planning to buy a house in 14 yours. You would like to be able to make a down payment of $13.000. How much do you need to invest today if you can earn an annual interest rate of Enter your response below rounded to 2 decimal hoes Number Suppose you take out a car loan that requires you to pay $5,000 now $1,000 at the end of year 1, and $5,000 at the end of your 2 The interest rate is 4% now and increason to 8% in the next year. What is the prosent value of the paymentu? Enter your response below rounded to 2 decimal places Number