You are planning to invest $10,000 in a mutual fund. You find one that you like and notice that is offers two classes of shares. Class A shares have a 2% front-end load, 0.25% 12b-1 fee, and 0.50% management fee. Class C shares have no load, but carry a 0.50% 12b-1 fee and 1.00% annual management fee. If the fund earns 6% per year before fees and you plan to sell after seven years, which class do you pick?