You are planning to save for retirement over the next 15 years. To do this, you will invest $18,000 a year (at the beginning of each year) in a retirement account. The return on the account is expected to be 11 percent. How much can you withdraw each year during retirement assuming a 20-year withdrawal period? You can solve this problem either using an Excel function or use the table provided below. The final answer should be provided in Cell B3