You are planning to save for retirement over the next 15 years. To do this, you will invest $1,100 a month in a stock account and $500 a month in a bond account. The return on the stock account is expected to be 7%, and the bond account will pay 4%. When you retire, you will combine your money into an account with a 5% return. How much can you withdraw each month during the retirement assuming a 20-year withdrawal period?