1. You are planning to save for retirement over the next 40 years. Suppose that today is January Starting today, you will invest $800 a month in a stock account and $600 in a bond account (i.e. investment is made at the beginning of each month). The return of the stock account is expected to be 12% per year and the return of the bond account is expected to 6% per year.
   1. How much will you receive at the end of 40^th year when you retire?
   2. Suppose that when you retire at the end of 40^th year, you put your money into an account with 6% return per year. How much can you withdraw each month (withdrawal occurs at the end of each month) from your account assuming a 20-year withdrawal period?

Financial caluculator please