You are presented with an investment opportunity costing $13,000 that pays you $375 every 3 months for 6 years plus an additional $14,000. What return are you receiving on the investment? Select one:

a. Less than 8%

b. Between 8% and 9.5%

c. Between 9.5% and 11%

d. Between 11% and 13.5%

e. Greater than 13.5%