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You are provided with a loan application form below. Each question in the loan application form is linked to part of the five Cs .
You are provided with a loan application form below. Each question in the loan application form is linked to part of the five Cs Please list out which Cs is are assessed in each question.
Character : the integrity of the borrower.
Capacity : the cash flows to repay the loan
Capital : the borrowers contribution to the project
Collateral : the assets the borrower pledges.
Conditions : internal and external conditions and loan conditions or covenants.
Q What are you using the loan for?
To buy a home
To buy an investment property
To consolidate debts
Q Have long have you been in your job?
Q Are you married?
Q How much are you borrowing?
Q Have you ever missed any payments on your debts?
Q Do you have any savings?
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