You are required to analyze and identify if the following scenarios would be classified as a 'red flag' for further investigation and be reported as a 'suspicious matter' to AUSTRAC:

• James initiates a crowdfunding scheme 'fundsforacause' to facilitate his grandmother's funeral.
• George makes an inquiry to Melbourne Bullion Company (a gold bullion dealer) if MBC accepts cash for gold bullions.
• Mohshin, refuses to provide a photo ID to enter Casio Cash (a gambling center), but shows a willingness to supply two address proofs (utility bills).
• Mr. Ansario, a long-lasting customer of the branch, makes a series of deposits under $100.
• Y & Y Salons makes frequent cash deposits of $9990.
• Ms. Lynn, an AUSTRAC employee, gets frequent payments from Albania, Norway, and Serbia.
• Mr. Donald has recently taken a personal loan which has immediately been repaid in full following multiple cash deposits. He has subsequently redrawn the full amount available by bank cheques.
• Ms. Zoe approaches the branch to open an account without an identification document with a photograph.
• Mr. Jolly, an employee of ABC Bank's Melbourne City Branch, becomes defensive when Ms. Jane (a colleague) asks about changes he made to a customer's contact details.
• Liz, maintains a credit card account in credit balance.
• Transactions in inactive account/dormant accounts.