You are Root Capital, and your investor is interested in biodiversity conservation. S/he wants to support businesses that are implementing practices that improve sustainable livelihoods for farmers living in biodiversity hotspots, and thereby reduce the need for these farmers to clear high-conservation value forests or poach plants and animals from within those forests. This investor wants to recover any capital invested, but isn't sure what level of positive financial return to expect on this investment strategy. In order to complete the analysis, you must first find all loans that are considered "livelihood improvement" under Social Performance, and then determine the subset that are also designated as in a "biodiversity hotspot" in the Environmental Vulnerability analysis. (You should not select any of the Environmental Performance factors or any scale of Farmers & Employees in the data to complete the analysis.)

Develop a portfolio of the 10 best loan investments from the Root Capital spreadsheet that you can present to this investor, where the "best" investment is defined as the highest "Expected Net Loan Income" per loan. Which description below describes the portfolio of the 10 "best" loans?

	a.	10 loans across Central America, and South America and East Africa, generating $178,750 of Expected Net Income and a 2% Return.
	b.	10 loans across Asia, Central America and South America, generating $146,663 of Expected Net Income and a 3% Return.
	c.	10 loans across Asia, Central America, and South America and East Africa, generating $156,806 of Expected Net Income and a 3% Return.
	d.	None of these