You are running a bank and a customer wants to borrow $2m from the bank starting in 207 days and ending in 321 days. You charge interest on an ACT/360 basis and will set the rate at 0.61% above fair. Interest rates are:

Days	Cont. Comp. Rates
207	3.28
321	3.93

What rate do you charge? Give your rate to 2 decimal places and enter 3.05% as 3.05.